MCLR Full Form

(Marginal Cost of funds based Lending Rate)

Marginal Cost of funds based Lending Rate (MCLR) is a methodology by the Reserve Bank of India (RBI) for setting lending rate on loans by commercial banks. MCLR is built on four components—marginal cost of funds, tenor premium, operating expenses and Cash Reserve Ratio (CRR).


Short FormMCLR
Full FormMarginal Cost of funds based Lending Rate
CategoryBusiness > Banking
CountryIndia
Popularity
50%

Other Full Form Of MCLR

S.No.Short FormFull FormCategoryCountryPopularity
1 MCLR Marginal Cost of funds based Lending Rate Business > Banking India
50%
2 MCLR Master CLeaR Academic & Science > Electronics Worldwide
60%
3 MCLR McLaughlin Line Railroad Transport & Travel > Rail Transport United States
10%
4 MCLR Microcystin-LR Medical > Viruses & Bacteria Worldwide
30%
5 MCLR Midwest Consortium for Latino Research Associations & Organizations > Regional Organizations United States
10%
6 MCLR Midwest Center for Labor Research Associations & Organizations > Regional Organizations United States
10%
7 MCLR Maximum Cell Loss Ratio Technology > Communication Worldwide
20%
8 MCLR Medium-Capacity Long-Range Transport & Travel > Air Transport Worldwide
20%

Other Full Form list in same category - Air Transport

S.No.Short FormFull FormCountryPopularity
1 EFT Electronic Funds Transfer Worldwide
70%
2 JCB Japan Credit Bureau Japan
50%
3 NEFT National Electronic Fund Transfer India
50%
4 RBI Reserve Bank of India India
70%
5 RTGS Real Time Gross Settlement India
80%
6 SBI State Bank Of India India
70%
7 SBT State Bank of Travancore India
50%
8 SCB Standard Chartered Bank United Kingdom
80%
9 SIB South Indian Bank India
50%
10 UTI Unit Trust of India India
70%
11 HDFC Housing Development Finance Corporation India
70%
12 BCCI Bank of Credit and Commerce International Luxembourg
100%
13 BOY Bank of Yokohama Japan
50%
14 ADCB Abu Dhabi Commercial Bank United Arab Emirates
80%
15 CIBIL Credit Information Bureau of India Limited India
70%
16 ICICI Industrial Credit and Investment Corporation of India India
70%
17 TAN Transaction Authentication Number Worldwide
90%
18 BIS Bank for International Settlements Switzerland
40%
19 MMID Mobile Money Identifier India
50%
20 NBS National Bank of Slovakia Slovakia
40%
21 NABARD National Bank for Agriculture and Rural Development India
70%
22 SWP Systematic Withdrawal Plan Worldwide
30%
23 IDBI Industrial Development Bank of India India
60%
24 IFSC Indian Financial System Code India
30%
25 BSN Bank Simpanan Nasional Malaysia
10%
26 BCA Bank Central Asia Indonesia
30%
27 DZ Deutsche Zentral-Genossenschaftsbank Germany
20%
28 MICR Magnetic Ink Character Recognition Worldwide
80%
29 CBR Central Bank of The Russia Russian Federation
40%
30 ADB Asian Development Bank Worldwide
60%
31 ADB African Development Bank Worldwide
50%
32 BDC Business Development Bank of Canada Canada
40%
33 NBAD National Bank of Abu Dhabi United Arab Emirates
20%
34 NBC National Bank of Canada Canada
50%
35 CRR Cash Reserve Ratio Worldwide
30%
36 SLR Statutory Liquidity Ratio India
30%
37 RBS Royal Bank of Scotland United Kingdom
60%
38 ARIF Accounts Receivable and Inventory Financing Worldwide
50%
39 ARM Adjustable Rate Mortgage Worldwide
60%
40 RRB Regional Rural Banks India
20%
41 ADIB Abu Dhabi Islamic Bank United Arab Emirates
20%
42 IBPS Institute of Banking Personnel Selection India
60%
43 SIDBI Small Industries Development Bank of India India
50%
44 GSFC Gujarat State Financial Corporation India
10%
45 SWIFT Society for Worldwide Interbank Financial Telecommunication Worldwide
40%
46 BOT Bank of Thailand Thailand
40%
47 BOT Bank of Tanzania Tanzania
30%
48 ICBC Industrial and Commercial Bank of China China
40%
49 BI Bank Indonesia Indonesia
70%
50 OBC Oriental Bank of Commerce India
20%
51 BCSBI Banking Codes and Standards Board of India India
20%
52 MPCB Mauritius Post and Cooperative Bank Mauritius
10%
53 NEDFi North Eastern Development Finance Corporation Ltd India
20%
54 IFCI Industrial Finance Corporation of India India
40%
55 WB World Bank Worldwide
80%
56 FRBM Federal Reserve Bank of Minneapolis United States
30%
57 IBRD International Bank for Reconstruction and Development Worldwide
50%
58 DD Demand Draft Worldwide
100%
59 SBP State Bank of Pakistan Pakistan
40%
60 SBP State Bank of Patiala India
30%
61 UCO United Commercial Bank India
40%
62 TJSB Thane Janata Sahakari Bank India
20%
63 BSP Bangko Sentral ng Pilipinas (Central Bank of the Philippines) Philippines
10%
64 BSP Bank South Pacific Papua New Guinea
50%
65 SBBJ State Bank of Bikaner & Jaipur India
30%
66 BOM Bank of Mauritius Mauritius
40%
67 BOM Bank of Maharashtra India
40%
68 DFHI Discount and Finance House of India India
30%
69 IDRBT Institute for Development & Research in Banking Technology India
20%
70 CMO Collateralized Mortgage Obligation United States
20%
71 CBS Central Bank of Seychelles Seychelles
30%
72 CBS Central Bank of Syria Syrian Arab Republic
60%
73 CBS Cheshire Building Society United Kingdom
20%
74 CBS Core Banking Solution Worldwide
50%
75 RSA Retirement Savings Account Worldwide
60%
76 OCBC Oversea-Chinese Banking Corporation Worldwide
30%
77 PCI Payment Card Industry Worldwide
70%
78 SBS State Bank of Saurashtra India
20%
79 FIRC Foreign Inward Remittance Certificate India
20%
80 PNB Punjab National Bank India
40%
81 PNB Philippine National Bank Philippines
30%
82 NBFC Non-Banking Financial Company Worldwide
60%
83 AWB Attijariwafa Bank Morocco
10%
84 NPL Non-Performing Loan Worldwide
30%
85 LOC Line Of Credit Worldwide
60%
86 CIF Collective Investment Fund Worldwide
20%
87 MTCN Money Transfer Control Number Worldwide
40%
88 CDN Crédit du Nord France
20%
89 DRT Debts Recovery Tribunal India
30%
90 IBNR Incurred But Not Reported India
50%
91 DICGC Deposit Insurance and Credit Guarantee Corporation India
20%
92 CBSM Community Bank of Santa Maria United States
30%
93 OC Octopus Card Hong Kong
10%
94 BP Banco de Portugal Portugal
20%
95 XXX No currency transactions Worldwide
40%
96 SBH State Bank of Hyderabad India
30%
97 MSF Marginal Standing Facility India
30%
98 HVFCU Hudson Valley Federal Credit Union United States
20%
99 ABB Affin Bank Berhad Malaysia
10%
100 CTS Cheque Truncation System India
30%
101 EXIM Export and Import Bank of India India
30%
102 CVC Card Verification Code Worldwide
60%
103 CID Card ID Worldwide
30%
104 CBC China Banking Corporation Philippines
20%
105 ECS Electronic Clearing System Worldwide
30%
106 RRR Reverse Repo Rate India
20%
107 RRR Required Reserve Ratio Worldwide
30%
108 ACB American Chartered Bank United States
20%
109 ACB Asia Commercial Bank Vietnam
20%
110 BOB Bank of Baroda India
50%
111 BOB Bharat Overseas Bank India
10%
112 CAP Chip Authentication Program Worldwide
20%
113 CAR Capital Adequacy Ratio Worldwide
40%
114 NBA National Bank of Azerbaijan Azerbaijan
20%
115 RHB Rashid Hussein Bank Malaysia
30%
116 OD Overdraft Worldwide
70%
117 S&T Sales and Trading Worldwide
50%
118 ECCS Express Cheque Clearing System India
20%
119 BoE Bank of England United Kingdom
50%
120 KVB Karur Vysya Bank India
30%
121 BFSI Banking, Financial services and Insurance Worldwide
50%
122 SMB Southwest Missouri Bank United States
20%
123 VRM Variable Rate Mortgage Worldwide
30%
124 TDR Term Deposit Receipt India
20%
125 NSF Not Sufficient Funds Worldwide
40%
126 EorS Either or Survivor Worldwide
50%
127 CBI Central Bank of Iraq Iraq
40%
128 CBI Central Bank of India India
40%
129 CBI Central Bank of Iran Iran
40%
130 CBI Central Bank of Ireland Ireland
40%
131 CBI Commercial Bank International United Arab Emirates
40%
132 UCB Uganda Commercial Bank Uganda
20%
133 UCB United Carolina Bank United States
20%
134 IMPS Immediate Payment Service India
40%
135 NPA Non-Performing Asset Worldwide
70%
136 LB Lietuvos Bankas Lithuanian [Bank of Lithuania] Lithuania
40%
137 CASA Current And Savings Account Worldwide
60%
138 CDM Cash Deposit Machine Worldwide
50%
139 BBB Banker’s Blanket Bond Worldwide
40%
140 FPS Faster Payments Service United Kingdom
30%
141 TBC Trust Banking Corporation Zimbabwe
30%
142 TBC Tbilisi Business Centre United States
30%
143 IIN Issuer Identification Number Worldwide
50%
144 BoI Bank of India India
50%
145 BOI Bank of Ireland Ireland
40%
146 BOI Bank of Industry Nigeria
30%
147 AB Andhra Bank India
30%
148 MI Marshall & Ilsley United States
30%
149 SC Standard Chartered Worldwide
40%
150 DBOD Department of Banking Operations & Development India
40%
151 CGTMSE Credit Guarantee Fund Trust for Micro and Small Enterprises India
40%
152 MCLR Marginal Cost of funds based Lending Rate India
50%
153 DIBPAK Dubai Islamic Bank Pakistan Pakistan
20%
154 LNB Laredo National Bank United States
10%
155 LNB Lubbock National Bank United States
10%
156 FD Fixed Deposit India
60%
157 NUUP National Unified USSD Platform India
30%
158 RD Recurring Deposit India
50%
159 IBPS Inter Bank Payment System Vietnam
20%
160 Stmt Statement Worldwide
70%
161 MITC Most Important Terms and Conditions Worldwide
50%
162 CBHFL Cent Bank Home Finance Limited India
40%
163 BCM Banque Centrale de Madagascar French [Central Bank of Madagascar] Madagascar
30%
164 BCM Banque Centrale de Mauritanie French [Central Bank of Mauritania] Mauritania
30%
165 BCM Banque Commerciale du Maroc French [Commercial Bank of Morocco] Morocco
20%
166 RBL Ratnakar Bank limited India
50%
167 RBL Republic Bank Limited Trinidad And Tobago
40%
168 BCEFCU Baltimore County Employees Federal Credit Union United States
20%
169 DHFL Dewan Housing Finance Limited India
40%
170 AUCA Advance Under Collection Account India
30%
171 UPI Unified Payment Interface India
70%
172 VPA Virtual Payment Address India
40%
173 BHIM Bharat Interface for Money India
40%
174 AEPS Aadhaar Enabled Payment System India
40%
175 NPCI National Payments Corporation of India India
60%
176 RuPay Rupee + Payment India
60%
177 BMI Bank Melli Iran Iran
30%
178 PSIA Profit Sharing Investment Account Worldwide
40%
179 ESAF Evangelical Social Action Forum India
30%
180 CEEP Customer Experience Excellence Programme India
10%
181 RIB Romanian International Bank Romania
40%
182 RIB Relevé d’Identité Bancaire [Bank details] France
40%
183 LLB Liechtensteinische Landesbank Liechtenstein
40%
184 BBPS Bharat Bill Payment System India
40%
185 A2A Account to Account Worldwide
40%
186 UTR Unique Transaction Reference India
40%
187 PDC Post-Dated Cheque Worldwide
40%
188 CCSF Comité Consultatif du Secteur Financier [Financial Sector Advisory Committee] France
60%
189 NACH National Automated Clearing House India
40%
190 OTM One Time Mandate India
60%
191 DBS Development Bank of Singapore Worldwide
70%
192 BCC Banque Centrale des Comores French [Central Bank of the Comros] Comoros
40%
193 BCC Banco Central de Cub Spanish [Central Bank of Cuba] Cuba
40%
194 BCC Banque Centrale du Congo French [Central Bank of the Congo] Congo
40%
195 KB Kookmin Bank South Korea
50%
196 KB Kaupthing Bank Iceland
10%
197 KB Komer?ní Banka Czech Republic
40%
198 KB Kasikorn Bank Thailand
10%
199 KB Karafarin Bank Iran
10%
200 ARN Acquirer Reference Number Worldwide
40%
201 EPC European Payments Council European Union
50%
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